First home buyers can apply for up to $15,000 in grants. This includes: $7,000 Federal Government First Home Owner Grant $8,000 South Australian Government First Home Bonus Grant (if you are constructing or purchasing a new home). You may be eligible for the first home owners grant, which is a once off payment of $7000. There are a number of criteria that must be met in order to be paid the grant, such as it must be your first residential property purchased, you must be an Australian citizen or permanent resident and the property value must not exceed $575,000.
You've been through the process before and know the basics, but maybe it was some time ago - some things have changed since then, and we can also show you the likely changes for the near future. You may need a quick refresher, or would like us to bring you up to speed on the current climate, or perhaps you just have a few specific questions that need expert input. Our advisors can quickly assess where you are at, and provide you with the right kind of information for you, at your level, saving you hours of legwork.
"All lenders offer the same rates and conditions!" - Don't believe it. AAA Mortgage Solutions will show you that by re-financing or re-structuring your loan it is possible to get a better deal. AAA Mortgage Solutions will assist you in making a more informative decision. Why Re-finance? By re-financing your current mortgage you can utilise a lower interest rate with another lending institution saving you thousands of dollars and years off your loan. Interest rates are not the only reason you may choose to change your mortgage, there are a host of features that may not be available through your current lender. These may include 100% offset account, line of credit, a good redraw facility, no monthly fees and an ability to split the loan. Need Extra Cash? Using the equity in your home and by re-financing your current mortgage you can raise capital for any worthwhile purpose ie. renovating the home, debt consolidation, new car, stocks and shares or even a holiday around the world.
Significant savings can be achieved by consolidating all your finances under the one umbrella. Home loan rates are generally lower than those of credit cards, personal loans, car loans or overdrafts. By combining all of these into one home loan you are reducing the amount of interest your pay... Why pay extra interest when it's not necessary? When applying for a personal loan or similar the Banks don't suggest consolidating the smaller loan into you Home Loan. Why? They are paid to make money for the Bank! AAA Mortgage Solutions work for you, the client and not the Bank, so our advice is for your benefit.
Poor financials, bad credit rating, don't fit the bank's guidelines? Don't despair we can assist you with those hard to find loans. AAA Mortgage Solutions can help with competitive rates on residential, commercial and investment loans. Need a second chance, or are you self-employed with poor financials? We have the ideal solution for you. AAA Mortgage Solutions have different packages for investment loans, commercial loans, or owner occupied properties.
